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Health Insurance Policy: How to Choose the Right One

Most financial planners say that having a health insurance plan is the starting point of all financial plans. Even before one starts investing towards one's goals, getting an adequate health insurance cover for self and family helps. Here, we look at the various important features and factors of a health insurance policy that may help you zero-in on the right policy.

Health Insurance: Customer-centric as IRDAI Panel Suggests Various Changes

To make the health insurance cover more customer-centric, a panel constituted by IRDAI has proposed several important changes to the existing health insurance exclusion rules.

In order to make the health insurance cover more customer-centric, a panel constituted by the Insurance Regulatory and Development Authority of India (IRDAI) has proposed several important changes to the existing health insurance exclusion rules.

Health Insurance Sector in India and Ayushman Bharat, Impact Highlighted

With the government's implementation of the Ayushman Bharat-National Health Protection Mission in September 2018, the health insurance sector in India stands to gain like never before. A health policy for the socio-economically underprivileged sections of the country, Ayushman Bharat will likely benefit nearly 500 million Indians or 100 million families, by providing them with health insurance of up to Rs 5 lakh per year. Although the underlying framework for the scheme's pricing and delivery is still under consideration, the central and state governments will finance it.

Better Health Outcomes in India with Focused IPR-Protection

A lack of a strong IPR regime and drug price control – India is already among the five offenders on drug tariffs – delay innovation and the advent of cutting edge medicines. While US President Donald Trump has largely focused on his grievances with trade – going as far as  to refer to India as to "tariffking"  – it remains to be seen how Indian policy makers handle Intellectual Property Right (IPR) related issues, which has historically been a source of contention between America and India.