In encouraging news for the Ayushman Bharat program, around 68% of some 2.3 lakh beneficiaries to be admitted to hospitals under the scheme received treatment in private hospitals with Gujarat, along with TN, Maharashtra and West Bengal, topping the list.
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The antibiotic resistance is the ability of disease-causing bacteria and micro-organisms to resist the antibiotics or medicine due to adaptation.
Most financial planners say that having a health insurance plan is the starting point of all financial plans. Even before one starts investing towards one's goals, getting an adequate health insurance cover for self and family helps. Here, we look at the various important features and factors of a health insurance policy that may help you zero-in on the right policy.
To make the health insurance cover more customer-centric, a panel constituted by IRDAI has proposed several important changes to the existing health insurance exclusion rules.
In order to make the health insurance cover more customer-centric, a panel constituted by the Insurance Regulatory and Development Authority of India (IRDAI) has proposed several important changes to the existing health insurance exclusion rules.
India has taken some key policy decisions and launched big initiatives that define India's pathway to Universal Health Coverage (UHC), although it has a long way to go in achieving the UHC. Even India is in an early stage of implementing those big initiatives, the irreversible policy choices that India has made for other countries that have yet to make those choices.
In case you plan to take your family member outside the country for treatment, you may need to think twice as your health insurance policy may not cover the cost of treatment incurred outside the country.
In Alzheimer's, Parkinson's, AIDs/ HIV acquired after the policy inception should not be excluded. It has recommended that there should be no permanent exclusion in the policy wordings for any specific disease, whether it is degenerative, physiological or chronic in nature.
With the government's implementation of the Ayushman Bharat-National Health Protection Mission in September 2018, the health insurance sector in India stands to gain like never before. A health policy for the socio-economically underprivileged sections of the country, Ayushman Bharat will likely benefit nearly 500 million Indians or 100 million families, by providing them with health insurance of up to Rs 5 lakh per year. Although the underlying framework for the scheme's pricing and delivery is still under consideration, the central and state governments will finance it.
India has to move from vertical to comprehensive programmes, improve quality and access, hire more mid-level health workers and increase funding to improve primary care for achieving universal health coverage, public health experts told IndiaSpend.
Prime Minister Narendra Modi's flagship health insurance scheme 'Ayushman Bharat' has been merged with the Mamata Banerjee government's 'Swasthya Sathi' scheme in West Bengal, family people with the development said.
A lack of a strong IPR regime and drug price control – India is already among the five offenders on drug tariffs – delay innovation and the advent of cutting edge medicines. While US President Donald Trump has largely focused on his grievances with trade – going as far as to refer to India as to "tariffking" – it remains to be seen how Indian policy makers handle Intellectual Property Right (IPR) related issues, which has historically been a source of contention between America and India.