Indian Government To Launch The Universal Insurance Plan

As the government to launch the universal insurance plan; the Punjab Government is all set to launch universal health insurance scheme Sarbat Sehat Bima Yojana (SSBY). The government had extended the Prime Minister’s Sehat Bima Yojana; beyond BPL families to a total of 42.5 lakh families with effect from July 1, 2019.

Universal insurance plan

But the sources said the Chief Minister would launch the scheme at a function in Mohali. To make the launch a mega show; all ministers have been instructing to go to different districts for launch events. But officials said nearly 4,000 common service centres; which would enrol the beneficiaries and extend other help, had already been establishing. Another 5,000 centres would be established in the coming days.

The government had decided, a few months ago, to extend the PMJAY scheme to provide cashless health insurance cover of Rs 5 lakh per family per year. While the cost of the premium for 14.86 lakh families covering under the PMJAY as per SECC data is being borne by the Centre and state governments in 60:40 ratio; for the rest of the beneficiaries, including journalists, the state will bear the entire cost. The central authority has assured the state government that it will assist with the treatment payments of the beneficiaries.

Private hospitals in Punjab

However, nearly 400 private hospitals in Punjab have been empanelled. Beneficiaries are providing secondary and tertiary care treatment under the scheme; for which all public hospitals above the Community Health Centre (CHC) level are also empanelling to provide secondary and tertiary care treatment. The Chief Minister of Punjab has recently announcing; that the state authority is all ready to launch the much-awaited health insurance scheme that has been named Sarbat Sehat Bima Yojana.

But the state government has brought journalists into the ambit of its recently launching flagship; universal health insurance scheme ‘Sarbat Sehat Bima Yojana’ (SSBY). But around 4,500 journalists are expecting to benefit from this scheme. Thus all journalists accredited to the state government or holding yellow cards will be eligible, said an official spokesperson. Common people of the state; who are financially incapable of paying for expensive treatments procedures, will be benefitted by this scheme.