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Critical Illness Cover can Add to Mediclaim, Experts

Critical illness health insurance pays a fixed amount if you get any of the diseases listed in the insurance. This benefit amount is not linked to the costs you incur. The diseases are defined in the policy wordings and buyers should take comfort from the fact that these definitions are supervised and standardised by the insurance regulator.

The insurance is terminated once a claim is paid and cannot be renewed. These insurances may be bought as standalone individual plans or as riders to life insurance.

Sleeping Longer Than Eight Hours Leads To Greater Risk

A large study led by Keele University has found that sleeping longer than eight hours is more harmful than sleeping less than seven hours. The study also found that a sleep duration of ten hours is linked with a 30% increased risk of dying compared to sleeping for seven hours.

A global study led by Keele University has found that people who sleep for more than eight hours a night have a greater mortality and cardiovascular risk than those who sleep for under seven hours. The study also found that a sleep duration of ten hours is linked with a 30% increased risk of dying compared to sleeping for seven hours. 

The study, published in the Journal of the American Heart Association, examined the link between self-reported sleep and cardiovascular disease and mortality in more than three million participants.